Question 1

What happens if my loan type does not allow a rebate?

Accepted Answer

No rebate is paid if your loan type prohibits it. equivo retains all compensation received. Our minimum buyer brokerage fee is $3,995, and eligible rebates are capped at $20,000. Review your written agreement and have your lender confirm eligibility before relying on any estimate.

Question 2

Can I really get thousands back when I buy?

Accepted Answer

Yes, an eligible rebate can amount to thousands when the buyer brokerage compensation received exceeds our agreed fee. Estimates are capped at $20,000. Eligibility and amounts vary by transaction; compensation is negotiable and may be zero, and credits depend on your agreement, lender, legal, and settlement limits. Use the Buy page calculator to explore a labeled example.

Question 3

Do you pay me just to work with you?

Accepted Answer

No. Our model gives back eligible buyer brokerage compensation above our agreed fee on a completed purchase, typically as a credit at closing. There is no payment for signing up, and we do not rebate the entire commission.

Question 4

Who is a good fit?

Accepted Answer

Buyers who know what they want—or have a general idea—a realistic budget, and the readiness to move forward. You do not need every detail settled. If you are earlier in the journey, we can point you toward preparation resources. Fit is based only on readiness, never on a protected characteristic.

Question 5

Does a strong offer mean bidding higher?

Accepted Answer

Not necessarily. A competitive offer also considers terms, timing, financing preparation, and seller priorities. We aim for a strong overall deal while weighing your protections and risks. No strategy guarantees acceptance.

Question 6

Can inspections and appraisals improve the deal?

Accepted Answer

Depending on the findings and contract, inspections may support repair requests or credits, and an appraisal may inform further negotiation or financing decisions. We help evaluate those options with the appropriate professionals. Seller concessions and appraisal outcomes are never guaranteed.

Question 7

Do you offer discounted mortgage rates?

Accepted Answer

Yes. equivo clients get discounted rates, and our mortgage broker partner will get you preapproved. Your exact rate depends on your loan and qualifications and is confirmed in writing. You remain free to choose any lender.

Question 8

How is 1.5% listing pricing possible?

Accepted Answer

We use technology for repetitive work and focus licensed professionals' time on pricing, negotiation, and contract decisions. Lean operations let us charge less while still delivering full representation. All commissions are negotiable.

Question 9

What about buyer-agent compensation?

Accepted Answer

Buyer brokerage compensation is separate from our listing fee and is negotiated between the parties. Sellers decide whether to offer it; buyers may also negotiate it in their offer or pay it under their buyer agreement.

Question 10

How does the rebate work?

Accepted Answer

If our buyer brokerage receives compensation above our agreed fee, the eligible difference may be credited to you, usually at closing. The rebate can never exceed compensation received less our fee, and it is subject to your contract, lender approval, and settlement rules.

Question 11

What if the seller offers no buyer brokerage compensation?

Accepted Answer

Then there is no rebate. Your buyer agreement will spell out how our fee is handled, for example by negotiating it in your offer or paying it at closing. We'll review this with you before you tour.

Question 12

Can I choose my lender?

Accepted Answer

Yes. You may use any lender you choose. Using a different lender does not forfeit a separately earned brokerage rebate, subject to applicable rules and lender approval.

Question 13

Does a rebate count toward my down payment?

Accepted Answer

Generally no. Lenders typically allow rebates as a credit toward closing costs or prepaids, not as a down payment source. Your lender makes the final determination.

Question 14

What happens if credits exceed closing costs?

Accepted Answer

Lenders often cap total credits. Any excess may need to be reduced, restructured, or applied differently depending on loan program and lender rules. We plan for this before contract.

Question 15

Do you attend showings?

Accepted Answer

Showings are available subject to our showing policy, which may include licensed showing partners. Details are confirmed in your buyer agreement.

Question 16

Who negotiates?

Accepted Answer

Licensed personnel lead negotiations and offer drafting on your behalf.

Question 17

Who handles inspections?

Accepted Answer

You hire licensed inspectors of your choice. We help plan the inspection strategy, interpret findings, and negotiate repairs or credits.

Question 18

Are there minimum fees?

Accepted Answer

Yes. Our listing fee and buyer brokerage fee each have a minimum. They may change and are confirmed in your written agreement.

Question 19

What areas do you serve?

Accepted Answer

We serve home buyers across Florida.

Question 20

What if I'm already under an exclusive buyer agreement?

Accepted Answer

Please honor your existing agreement. We can't interfere with it. Review its terms or speak with an attorney about your options; we're happy to talk once you're free to choose representation.

Big advantage. Straight answers.